Which of the following losses would usually not be covered under a tenants policy in case of an infestation?

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The correct answer is that loss of personal items during a pest control treatment would usually not be covered under a tenants policy. Tenants insurance primarily focuses on protecting personal property from specific perils, such as theft or fire, and pest control treatments are typically not considered accidental damage caused by these covered perils.

In the context of tenants insurance, coverage for personal items is generally related to unforeseen incidents rather than intentional actions taken during pest control. Therefore, if items are damaged or lost during a treatment that was necessary to control an infestation, it falls outside the typical protections provided by such policies.

Damage to furniture from a pest infestation may be covered, especially if the damage is significant and results from an insured peril. Extermination costs can also be covered if documented as a necessary part of rectifying damage incurred as a result of an insured incident. Legal expenses for evacuating premises might also be covered under certain conditions if a tenant needs to receive compensation due to a legitimate need to vacate the unit.

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