Which of the following is NOT typically covered under standard homeowners insurance?

Disable ads (and more) with a premium pass for a one time $4.99 payment

Elevate your insurance brokerage career in Ontario with our RIBO Practice Exam. Tailored to simulate the real test, it's the perfect tool to ensure your success

Homeowners insurance generally provides coverage for a range of perils including theft of personal property, vandalism, and liability for injuries that occur to guests on the property. However, natural disasters such as earthquakes are often excluded from standard homeowners policies.

This exclusion is significant because earthquakes can cause extensive damage that requires specialized coverage. Homeowners typically have to purchase separate earthquake insurance to protect against these specific risks. Understanding these coverage limits is crucial for homeowners when assessing their insurance needs and potential gaps in protection. Thus, the correct answer highlights an important aspect of homeowners insurance policies.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy