When the insured purchases a second or replacement vehicle, coverage under OAP 1 is:

When the insured purchases a second or replacement vehicle, coverage under OAP 1 is extended for 14 days subject to the coverage already in place. This means that the insured does not have to immediately contact the insurance company to add coverage for the new vehicle. However, after 14 days, the insured will need to inform the insurance company about the new vehicle and any desired coverage changes. Options A and B are incorrect because they imply that coverage is not extended until the insurer has all the details or until the insured notifies the insurance company. Option C is also incorrect as it suggests that coverage is automatically extended until the insured notifies the insurance company, which is not the case. The correct answer is option D as it clearly explains the 14-day extension period and the need to notify the insurance company after that timeframe.