An elderly Toronto resident, who does not own an auto but whose spouse does, sustains a broken hip when hit by an unidentified driver. Under the Insurance Act, this person may collect benefits from:

This option is the correct answer because the spouse's vehicle is covered under the Insurance Act and therefore any injuries sustained by the elderly resident as a result of the accident can be compensated by the insurer of the spouse's vehicle. Option A is incorrect because the elderly resident does not own an auto and therefore cannot receive benefits from the insurer of the automobile involved in the accident. Option C is incorrect because the City of Toronto is not responsible for compensating injuries sustained in car accidents. Option D is incorrect because the Ontario Motor Vehicle Accident Claims Fund is only applicable if the driver of the vehicle responsible for the accident is unidentified or uninsured.