Registered Insurance Brokers of Ontario (RIBO) Practice Exam

Question: 1 / 475

The Absolute Liability provision would not apply to:

When the insured is driving drunk.

When the insured's license has been suspended.

When the insured is using the vehicle in a street race.

When the insured has misplaced their license.

The Absolute Liability provision applies to situations where the insured is responsible for a loss or damage caused by their vehicle, regardless of fault. Options A, B, and C all involve the insured using the vehicle in illegal or dangerous activities, so the provision would still apply. Option D, however, does not involve any illegal activity and therefore does not fall under the provision.

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