Registered Insurance Brokers of Ontario (RIBO) Practice Exam

Question: 1 / 475

Which action should be taken if bare electrical wires are identified in a property?

Ignore them if they are out of sight

Report to the insurance company

Identify them as a hazard requiring immediate attention

The choice to identify bare electrical wires as a hazard requiring immediate attention is correct because these wires pose a significant safety risk. Exposed wires can lead to electrical shocks, fires, and other dangerous situations for anyone in the vicinity. By recognizing this issue as a hazard, appropriate measures can be taken to mitigate the risk, such as arranging for an electrician to repair or cover the wires.

Additionally, while reporting the situation to the insurance company or assessing the value for insurance purposes could be relevant steps later on, they do not address the immediate safety concern that bare electrical wires present. Ignoring them, even if they are out of sight, is not appropriate since hidden hazards can still cause serious harm. The priority must always be the safety of the property and its occupants.

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Assess value for insurance purposes

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